The Knights of Columbus is the world’s largest Catholic fraternal benefit society, with more than 1.9 million members
in over a dozen countries. Founded by a priest to help provide financial aid to Catholic families, the Knights of Columbus
is now one of the largest life insurers in North America. The Knights of Columbus also helps support a multitude of charitable
causes. In the last decade, the Order has given more than $1.55 billion to charity.

A fraternal benefit society is a membership-based nonprofit organization that
offers its members numerous fraternal benefits, including insurance products.
Knights of Columbus members and their families have exclusive access to our top-quality life insurance,
long-term care insurance, disability income insurance and annuity products. In addition to our strong,
secure products, there are Family Fraternal Benefits that can help our members facing unique needs.

The Knights of Columbus Insurance program is available to members of the Order and their families.
Practical Catholic males, age 18 or older, are eligible to join.

Membership in the Knights of Columbus is open to males 18 years of age or older who are practical (that is, practicing) Catholics.
If you are interested in joining the Knights of Columbus, please complete our Online Form" and a Knight in your area will contact you.

To find your local Knights of Columbus agent, Contact your Grand Knight
and he should have all the contact info for your agent or go online
and fill out the Online Form

By purchasing a life insurance policy and paying premiums you ensure that when you die,
your beneficiary (or beneficiaries) will receive a lump sum, also known as a death benefit.

Whole life is a permanent life insurance product that provides money to your family when you die,
and builds cash value while you live. Permanent life insurance is guaranteed and a great way to provide
security for your family. Click here to learn more about permanent life insurance.

Term insurance provides affordable protection to your loved ones for temporary needs and is designed
to expire as your financial obligations expire. Our term insurance rates are guaranteed for the life of
your policy, as is the amount of money that would be paid to your family should you pass away.

Your life insurance needs depend on your current and future financial obligations.
Your field agent who is also a brother Knight is available to meet with you at your
convenience and analyze the needs of you and your family.

A premium is the amount of money you pay for your insurance policy.
Premiums can be fixed or flexible, depending on your coverage.

A beneficiary is the person (or persons) who will receive the proceeds of your life insurance policy when you die.

Underwriting is the process through which insurers evaluate the risk of insuring a person
and use that information to determine eligibility and set premium pricing for insurance policies.

A policy rider is an additional benefit under an existing insurance policy that provides additional coverage.

Keep in mind that even if you already have life insurance coverage with your employer, your coverage
may not be enough, your employee benefits are not guaranteed, and if you leave your company, you cannot
take your life insurance with you. It's important to review your insurance policy periodically to make
sure it still meets your financial needs.

A rate class is a risk category assigned by the company based on your health and medical records.
Your rating class will help determine the premium on your life insurance policy.

Dividends - which are not guaranteed - are a portion of earnings the Order has left over after paying expenses and
setting aside the necessary amounts to assure that future benefits are fully funded. Dividends develop from favorable
experience, such as people living longer than expected or from interest earnings higher than those guaranteed in their policy.

With over $100 Billion of life insurance in force, $24 Billion of assets under management, and 42 consecutive years
of superior ratings for financial strength from A.M. Best*, you can be confident in the guarantees that you receive
from the Knights of Columbus. *As of January 2019, rated A+ (Superior) by A.M. Best

We have always maintained very high standards for the investments we make, putting our assets only into investment-grade bonds
and the highest-quality equities. We do not invest in junk bonds or in risky investment instruments. Our unwavering commitment to our Catholic faith and to the Catholic families entrusted to our care also means that we must do business
the right way. As a matter of principle, we will not invest in companies that deal in abortions, contraception, human cloning, embryonic
stem cell research, for-profit health care that pays for any of the aforementioned, and pornography.

Your Knights of Columbus field agent would be more than happy to assist you in updating your beneficiaries.

The best way to find the value of any investments will be to simply
Contact your Knights of Columbus agent to discuss the details of your
current policy or annuity values.